Frequently Asked Questions

Clear answers about the Free Snapshot, the Complete Reading, delivery, privacy, and cancellations — before you decide.

1

What is Human Book Value™?

Human Book Value™ is a private guided reflection for people whose lives may look functional while still carrying costly tradeoffs. It helps you notice patterns across energy, time, relationships, money, freedom, and direction, then consider practical priorities for the next 90 days.

2

What is the difference between the Free Snapshot and the Complete Reading?

The Free Snapshot is a brief starting point. It takes about 2 minutes, requires no card, and gives you a concise reflection by email. The paid Complete Reading goes deeper across all six life areas and provides a more detailed written reading with themes, tradeoffs, and practical priorities to consider.

3

How long does each option take?

The Free Snapshot takes about 2 minutes. The Complete Reading takes about 8 minutes for most people. Thoughtful, honest answers are more useful than trying to find a perfect answer.

4

What will I receive after purchasing the Complete Reading?

You receive a private written reading by email. It organizes the responses you submitted into clear themes, possible tradeoffs, and practical priorities to consider over the next 90 days. It is designed for reflection and decision support; specific outcomes are not promised.

5

How is my written reading created?

An automated workflow organizes only the responses you choose to submit. The reading reflects those responses; it does not independently verify facts, evaluate you, or predict what will happen.

6

Is Human Book Value a professional advisory service?

No. Human Book Value is not medical or mental-health care and does not provide legal or financial advice. It is a personal reflection tool and is not a substitute for support from a qualified professional when you need it.

7

What happens after I submit my responses?

Your responses enter the private delivery workflow and your written reflection is sent to the email address you provide. Please enter that address carefully and check spam, promotions, or junk folders if the message does not appear.

8

What if I do not receive my email?

First check spam, promotions, and junk folders and confirm that the email address you entered was correct. If it is still missing, use the contact form on the main Human Book Value website so the delivery issue can be reviewed.

9

Can I cancel or request a refund?

A paid Complete Reading may be cancelled within 7 days when the service has not begun and you have not used or benefited from it, subject to applicable law. Once you submit the paid questions or report generation begins, the personalized digital service has started. Other rights may apply for non-delivery, technical failure, billing error, or mandatory law. See the Return & Cancellation Policy for the full terms. Read the Return & Cancellation Policy.

10

How is my information handled?

Information you submit is used to create and deliver the reflection, process payment, provide support, and maintain service security. The workflow may use service providers for forms, automation, payments, and email delivery. See the Privacy Notice for details and available privacy requests. Read the Privacy Notice.